Free Tools

Free Property Calculators
While You Wait

Budget your home purchase with our free calculators. Full property reports (revealing all the stuff estate agents forget) coming soon. No signup, no nonsense.

UK Mortgage Calculator

Work out your monthly mortgage payments with our easy calculator. See exactly what you'll pay each month, plus total interest over your loan term.

Real-time calculations
LTV breakdown included
Total interest shown
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Stamp Duty Calculator

Calculate your stamp duty land tax (SDLT) costs instantly. Includes first-time buyer relief and additional property rates.

First-time buyer relief
Additional property rates
Instant breakdown
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Mortgage Affordability Calculator

Find out how much you can borrow based on your income and commitments. See your max property price and monthly payment estimates.

Income multiples
Affordability check
Instant results
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Rent vs Buy Calculator

Compare renting vs buying and see when homeownership pays off. Includes break-even analysis and equity tracking.

Break-even analysis
Equity tracking
Long-term comparison
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Moving Costs Calculator

Budget for all the costs of moving house with our complete planner. Includes stamp duty, legal fees, removals, and hidden costs.

Itemized breakdown
Optional costs
Budget tips
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Mortgage Overpayment Calculator

See how extra monthly payments or lump sums can slash years off your mortgage and save you thousands in interest. Calculate the impact of overpayments.

Time & interest saved
Lump sum option
Timeline comparison
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Help to Buy ISA & LISA Calculator

Calculate your government bonus for first-time buyers. Compare Help to Buy ISA vs Lifetime ISA to see which gives you more free money towards your deposit.

25% government bonus
HTB ISA vs LISA comparison
Eligibility checks
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Remortgage Calculator

Compare your current mortgage with new deals on the market. See monthly savings, total savings over term, and break-even point to decide if switching is worth it.

Side-by-side comparison
Break-even analysis
Switching costs included
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Free Property Calculators for UK Homebuyers

Planning to buy a property in the UK? Our free calculators help you understand exactly what you'll need to budget for. From monthly mortgage payments to stamp duty costs, we've got you covered with simple, accurate tools that anyone can use.

Why Use Our Property Calculators?

Buying a home is probably the biggest financial decision you'll ever make. Our calculators cut through the jargon and give you clear, instant answers. No signup required, no hidden fees, no confusing terminology. Just honest numbers that help you plan your budget with confidence.

What Hidden Costs Should I Know About?

Beyond your mortgage and stamp duty, remember to budget for solicitor fees (£800-£1,500), survey costs (£300-£1,000), and removal costs. First-time buyers should also factor in furniture, appliances, and initial maintenance. Our calculators help you understand the major costs, but always add a buffer for the extras.